Saving money at the register is great—but what if you could save before you even walk into the store? That’s exactly what thousands of budget-savvy shoppers are doing by buying discounted or cashback-earning gift cards online. Whether you’re shopping for groceries, home goods, or toiletries at a local variety store, using a digital gift card can instantly unlock extra value.
Here’s how to buy the right gift cards and where to find the best deals.
Why gift cards are more than just gifts
Gift cards aren’t just for birthdays and holidays. When used strategically, they become a powerful budgeting tool that can help you:
- Stick to a pre-set spending limit
- Unlock cashback rewards
- Take advantage of digital-only discounts
- Earn loyalty points while using a gift card as payment
Using a gift card on a planned purchase is like applying a coupon before you even check out.
Best places to buy gift cards online with perks
Several platforms now offer digital gift cards with built-in rewards or discounts, including:
- Fluz: Offers instant cashback when you buy and use gift cards from hundreds of popular merchants. Many cards can be used immediately—perfect for in-store shopping.
- Raise: Sells discounted gift cards for major retailers. Ideal for planners who don’t mind checking for the best rate.
- Gift Card Granny: A gift card aggregator that compares rates from multiple platforms.
- Target and Walmart: Offer occasional bonus promotions with select gift cards or seasonal deals.
Fluz: instant cashback with no planning required
For real-time rewards, Fluz stands out. You can buy a CVS gift card online, use it within seconds, and get cashback on the exact amount of your purchase. There’s no need to buy a large denomination in advance or hunt for a physical card. Just enter your total, generate a digital card, and pay with it at checkout.
Other popular variety store options include:
Fluz works whether you’re shopping online or in person, and the gift cards don’t expire. You can explore the full list of available merchants on the Fluz stores page.
Tips for using gift cards strategically
- Always match your gift card value to the total you’re about to spend to avoid leftover balances.
- Check merchant return policies when using gift cards, especially for partial returns.
- If stacking rewards, make sure your store loyalty points still apply when paying with a gift card.
- Keep an eye out for seasonal bonuses—some platforms offer extra cashback or points during holidays.
Start before you shop
Buying gift cards in advance—or even right at the register using apps like Fluz—gives you one more way to keep your spending in check without sacrificing what you need. With digital delivery and instant rewards, it’s one of the easiest upgrades to your shopping routine.
